Attention homeowners: Real estate appraisal services for in Athens and Clarke County

See the top reasons GA homeowners hire Credible Valuation Services, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a GA property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a GA divorce, where real estate property needs to be divided
  7. Settle an estate in GA by determining the true market value of real estate in question

Do you own a house in or near Athens? Do you need help deciding the price of your real estate?
Contact Credible Valuation Services, LLC.

We at Credible Valuation Services, LLC understand the special needs of a consumer in need of appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. Being a consumer that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Credible Valuation Services, LLC is seasoned in helping customers just like you abolish unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Credible Valuation Services, LLC is your best weapon.

HELOC recently frozen?

If your house is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Credible Valuation Services, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Credible Valuation Services, LLC can We can assist you. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.